How to fund house using cooperatives thrift and credit societies in Nigeria

Are you wondering how to fund house in Nigeria? Then take time to digest this information I am about sharing with you.

It’s one of the easiest and effective ways to get fund to build your house.

One strategy that has been implored by most average Nigerians to become Landlord with peace of mind and no stress is that they joined credible cooperatives thrift and credit societies. What is a cooperative?

A cooperative is an association of persons, who have voluntarily come together to achieve a common economic goal through contributions to the capital required and accepting a fair share of the risks and benefits of the undertaking.

The purposes which it can serve are very numerous and very diverse, but we must understand that no one cooperative is likely to take over the whole economic life of the country.

Thus it's always good for a cooperative to focus its activities on its greatest strength that will help it to serve members better.

Since our concern here is how to fund house with cooperatives, I will be sharing information on one of the most credible housing cooperative in Nigeria.

It's known as Prime Assets Housing Cooperative Society, which was initiated by Realty Point Limited.

The objective is to assist individuals to fund house and become landlords.

It is registered with the appropriate government supervisory body and runs independent of the promoters with full complement of duly elected executives.

They achieve this objective through the following means:

  1. Providing members the opportunity to purchase properties and construct it for self use.

  2. They provide a 10 – 20 years micro-mortgage scheme for members.

  3. Provide real estate and other investment opportunities for collective gain of members.

  4. Provide investment (real estate inclusive), entrepreneurial and other life enhancing training to members at our monthly meetings.

  5. Providing well researched and negotiated clusters of landed properties members can buy. They also assist in developing it into mini-estates and providing other services as may be required. For example, access to mortgage facilities below the market rate building materials, etc.

  6. Provide opportunities for members to borrow for growth in their business operations through their well structured and professional managed thrift in association with participating Micro-Finance Banks. 20% of their fund house cash at any time is made available for their thrift operation.

Are you wondering if you can benefit from the fund house facilities of Prime Assets Housing Cooperative Society? Yes, you can.

Fund House: Expectations from members:

  1. If you are interested in any of their objectives, over riding or long term benefits.

  2. You have a regular job or vocation.

  3. You are above 18 years of age.

  4. You like to own a house within Lagos or any other area the cooperative is investing. For example, Settlements along Lagos-Ibadan Expressway, Ikorodu, Lekki-Epe Expressway, Sango-Ota, etc.

  5. You need to have where you can borrow money to run your growing small business.

  6. You are interested in gathering knowledge on investment and your general financial well being.

  7. You can make out time to attend our regular monthly meetings except absent on permission, non Lagos resident or call of duty.

  8. You can afford to pay a N5,000 one-time joining fee and make a monthly contribution (thrift) of a minimum of N1,000 (One thousand naira) only and meeting dues of N200 (Two hundred naira) only per month.

    Monthly contributions can be any of the following N1,000, N3,000, N5,000, N10,000, N20,000, N30,000, N40,000, N50,000 and above.

  9. You are interested in buying properties that are offered to the co-operative at a discount and with their guidance.

In addition, for Prime Assets Housing Cooperative Society to deliver on their promises and better serve members, they partners with reputable individuals and organizations particularly:

  • Micro-Finance Banks
  • Developers
  • Mortgage Institutions
  • Building material manufacturers and suppliers
  • Professionals in the building industry
  • Related government establishments and agencies.

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The 4 Options To Buy Kedi Herbal Products Or Open A Membership Account With N4,000 and enjoy members benefits are:

1.    If you’re in Lagos Call/Text 2348033205456 for our office address 

2.    People outside Lagos should Call/Text 2348033205456 for the address of Kedi Service Centre in their states and buy products and enjoy member prices using Kedi No: KN205898 and Names: Olabode Oruku

3.    If you want dispatch riders to deliver products to your house address within Lagos State for between N500 to N1,500 which depends on your location, Call/Text 2348033205456.

4.    We deliver products to outside Lagos with either Courier Companies or Transporters for a cost between N1,000 to N2,500.


Olabode Oruku is a Chinese herbal health consultant and the chief executive officer of Oruku Consultancy Services. The company offers proven business idea, online and offline marketing consultancy services to small business owners.

You can reach me on mobile phone 08033205456, 08121325411 or  Click Here To Send A Mail.

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P.S. We do recommend detoxification of the body system before any treatment to enhance result. The supplements for detoxification generally are Colon Cleanse tea, Constilease, Gastrifort, Refresh tea and Qinghao.




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